There’s a movie called Limitless about a beaten-down writer who finds a pill that makes him focused, productive, and fast. Somewhere in the middle, his dealer delivers the throwaway line that stuck with me: It helps if you’re already smart. That’s AI. And that’s why the story of AI and young workers is not the…

4.18 million Americans turned 65 in 2025. That was the highest number ever recorded in a single year. They worked, paid in, and earned their retirement. They are also now gone — with too few workers left behind to fill the gap. The crisis is already here. Last year’s US fertility rate was 1.6 births…